Effective Date: August 18, 2025
DappDynamics, LLC operates the website at [https://www.hoaprojectfunding.com] (the "Site"). The Site helps community associations ("you," "your," or "users") connect with financing options offered by third‑party lenders. We are not a lender and do not make credit decisions.
By accessing or using the Site, you agree to these Terms of Use (the "Terms"). If you do not agree, do not use the Site.
The Site is intended for use by adults acting on behalf of community associations, HOAs, and similar organizations. You represent that you have authority to submit information for your organization.
We provide information and intake services to help evaluate potential financing options. We are not your financial, legal, or tax advisor. Any financing is provided solely by third‑party lenders under their terms.
Finder posture (default): We may act as a finder that transmits your information to one or more licensed lenders with whom we have written agreements. We do not negotiate or advise on specific loan terms.
Broker posture (use after licensure): We are a commercial loan broker and may assist with your application and present options from lender partners. See Licensing & Disclosures for our licensing details.
We do not guarantee approval, rates, fees, terms, or funding timelines. Lenders may require additional information, perform their own underwriting, and make all credit decisions. Any specific offers or disclosures are provided by the lender.
You may submit association information, project details, and uploaded documents (collectively, "Submissions"). You represent that Submissions are accurate and that you have the right to provide them. Do not upload Social Security numbers or unrelated sensitive personal information.
You may use the Site only for legitimate evaluation of financing for your association. You agree not to: (a) provide false information; (b) reverse engineer or interfere with the Site; (c) use the Site for unlawful, harmful, or competitive purposes; or (d) upload malware or infringing content.
The Site and its contents are owned by us or our licensors and are protected by law. You receive a limited, revocable license to access and use the Site for its intended purpose.
If you provide feedback or suggestions, you grant us a nonexclusive, perpetual license to use them without compensation.
The Site may contain links to third‑party sites and tools (e.g., scheduling, analytics, consent managers). We are not responsible for their content or practices.
THE SITE AND ALL INFORMATION ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON‑INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SITE OR THESE TERMS WILL NOT EXCEED ONE HUNDRED DOLLARS ($100).
You will indemnify and hold us harmless from claims, losses, and expenses (including reasonable attorneys’ fees) arising out of your Submissions or breach of these Terms.
These Terms are governed by the laws of the State of California, without regard to conflict of laws rules. Arbitration. Any dispute will be resolved by binding arbitration administered by JAMS in Orange County, California, before a single arbitrator, except you may bring qualifying claims in small claims court. Class Action Waiver. Disputes must be brought in your individual capacity, not as a class or representative action.
We may update the Site or these Terms from time to time. If we make material changes, we will update the Effective Date and may provide additional notice as appropriate. Your continued use constitutes acceptance.
Questions about these Terms: support@hoaprojectfunding.com